Business Owners Policy (BOP)

What is it?

Also known as a BOP, this is a type of policy that packages together elements from General Liability, Commercial Property, and Business Interruption policies. Depending on the eligibility requirements (which vary by carrier), this is a great way for a business to get many of the protections it needs in a single policy.

Why get it?

For businesses that have a storefront or regularly have third-parties visit their offices, this policy offers protections for the property you utilize while covering you in the case of non-employee bodily injury or property damage. Common claims such as slip-and-fall incidents or fire damages would both be covered by a BOP.

What is a Business Owners Policy?

A Business Owners Policy (BOP) is an enhanced insurance policy that combines general liability insurance and property insurance.

Many small business owners mistakenly believe that if they have general liability insurance their own losses are covered, as well as the losses of their customers. But a general liability policy does not protect you when it comes to your OWN property. If you want to protect your own property, consider buying a Business Owners Policy (BOP).

You should consider a Business Owners Policy if you:

  • Need general liability insurance coverage
  • Have business equipment such as computers, printers and furniture
  • Own the building at which you work and need to insure the property
  • Own and work with large amounts of data on a regular basis
  • Have employees who could act dishonestly or steal clients’ property

If you are interested in receiving a quote please fill out the form below and we will reach out shortly

Business Owners Policy (BOP) Quote Form

A business owner policy (BOP) combines protection for all major property and liability risks in one insurance package. This type of policy assembles the basic coverages required by a business owner in one bundle. However, it is usually sold at a premium that is less than the total cost of the individual coverages.

Please fill out the form below and we’ll have an agent reach out to you as soon as possible. Thanks

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